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Listing Agent and Office: Trey Manderson, Coldwell Banker United, Realtors
There are not many homes in the Pensacola area that provide better water frontage for large boat owners than this home in Villa Sabine subdivision on Pensacola Beach! The water is deep, protected, and accessible. This spacious residence would make an idea
Listing Agent and Office: Trey Manderson, Coldwell Banker United, Realtors
The amenities in this destination resort are in a league of their own and include eight pools with a large Olympic size indoor heated pool, 5 rubico tennis courts, pool side dining in the summer, on-site restaurant, and a spa and lifestyle center that inc
Listing Agent and Office: Trey Manderson, Coldwell Banker United, Realtors
This is the best waterfront home in Gulf Breeze for the money! This almost 3000 square foot residence is located on a prime sound front home site in a gated community.
Listing Agent and Office: Trey Manderson, Coldwell Banker United, Realtors
Large sound front lot in the Tiger Point golf community in Gulf Breeze. The southern orientation of this property will offer cool gulf breezes in the summer and warm breezes in the winter and great sunlight year round.
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It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
The Manderson Group Coldwell Banker United, Realtors 22 Via Deluna Pensacola Beach, FL 32561 Office: 850-932-5300 Trey's mobile: 850-393-8739 Toll Free: 800-874-5300 Fax: 850-932-0787 trey@themandersongroup.com
The Manderson Group is a team of personally selected individuals who are committed to providing you with the highest possible level of customer service. Affiliated with Coldwell Banker United Realtors, we offer additional real estate sales and marketing services to ensure your needs are met and exceeded. Our team provides the following services: Personal service throughout your selling and/or purchasing experience. Support in the marketing, buying and closing of your property. Exposure to a wider geographical area
Consultation for investment real estate, including commercial and residential.
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NUMBER1EXPERT in real estate for Pensacola Beach, Gulf Breeze and Pensacola, Florida
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