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Welcome > Resources > Special Offers > Affiliates ...

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Just for you from the affiliates of our web site! Please take advantage of the following special offers... 

Bumgarner Home Maintenance
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Coldwell Banker Mortgage
Contact Ben Franklin for the lowest interest rates!
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Ellis Inspections
Contact Jim Ellis for all your home inspection services.
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Fireman Termite
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Fisher-Brown Insurance
Contact Michelle Saylors for an insurance quote.
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Harold Weise Inspection Services
Contact Harold Weise for all your home inspection services.
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Hodges Home Maintenance & Repair
Call Brian for a home repair estimate!
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McElhany Electric
Call McElhany Eletric for all your eletrical needs.
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Prout Home Repairs
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Prudential Homeowners Insurance
Contact Tim Wise for all your insurance needs!
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Regions Bank Mortgage
Contact Vikki Snider for great rates!
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Sims Inspections
Contact Greg Sims for all your home inspection services.
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SunTrust Mortgage
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Superior Termite and Pest Management
Contact Mike Wilcox for a WDO inspection or treatment.
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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
What three things are necessary in order to purchase a home?

A 
Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible.
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Trey Manderson, REALTORŪ, real estate agent and broker for Pensacola Beach, Gulf Breeze and Pensacola, Florida home listings, property and land for sale

Trey Manderson
Coldwell Banker United, Realtors
22 Via Deluna
Pensacola Beach, FL 32561
Office: (850) 677-8040
Trey's mobile: 850-393-8739
Toll Free: (855) 761-0108
Fax: (850) 677-8045
trey@themandersongroup.com

The Manderson Group is a team of personally selected individuals who are committed to providing you with the highest possible level of customer service. Affiliated with Coldwell Banker United Realtors, we offer additional real estate sales and marketing services to ensure your needs are met and exceeded. Our team provides the following services: Personal service throughout your selling and/or purchasing experience. Support in the marketing, buying and closing of your property. Exposure to a wider geographical area Consultation for investment real estate, including commercial and residential.

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